Understanding the National Mortgage Settlement

If you've been paying attention to the news lately, you may have heard of the National Mortgage Settlement, but you may not know how it affects you. Back in February, the Attorney General announced that the federal government and 49 state attorneys general had joined forces in a settlement with the country's five largest mortgage loan companies -- Ally/GMAC, Bank of America, Citi, JPMorgan Chase, and Wells Fargo. Why?

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