Loan Level Pricing Adjustments

When is your interest rate not your interest rate? When lenders evaluate a loan request, review your credit history, your income and how much money you have in the bank, among a host of other approval factors. That's when Just as a lender can evaluate your request for a loan approval a loan also has different factors it takes into consideration when deciding which rates are available for any particular borrower. They do this by implementing Loan Level Pricing Adjustments, or LLPA.

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